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Welcome to a tutorial on electronic signatures, transmission, and storage, focusing on Notice H20 20-0. Heather Severs, a trainer and consultant, discusses the new notice that provides guidance for the multifamily industry on accepting electronic signatures, transmitting data electronically, and storing data electronically. This notice has been awaited since 2005 and offers clarity on these processes. HUD has based it on essential principles, addressing long-standing questions in the industry.