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"Hello, it's March 3rd, 2021, and there have been many questions about transcripts on my videos. I will break down what to look for in your account transcript, starting with account balance, accrued interest, penalties, and accruals. Your balance will change once your return is processed, and if you have a refund, it will go back to zero. If your return is not complete yet, it will continue to accrue information."