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Valerie, a widow of 15 years, recently remarried and now has four children from a previous marriage and a newborn. She is struggling to merge her assets with her new husband who has no children. Valerie has over $700,000 in equity assets, while her husband has liquid cash flow and $150,000 in retirement savings. They are hesitant to combine their finances due to concerns about fairness and not wanting to feel like they are taking advantage of each other. Penny pinching and arguments over financial aspects are causing tension in their relationship.
