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[Music] up next is valerie in san antonio hey valerie welcome to the ramsey show hi how are you doing great how can we help um i just needed some i guess financial advice um real quick synopsis um widowed in 15. i remarried last year i have four children remaining in the household that are mine from the previous marriage husband had no children we just had a newborn about six weeks ago were trying to still figure out how to merge assets together um i had over 700 000 of more equity assets she had liquid i guess like um cash flow for lots of better work because i dont work um about 150 of retirement and we still cant figure out i think a lot of the arguments is a lot of financial aspects because its kind of penny pinching each other because we dont want to join them together we dont want to you know i dont want it to be unfair for him with four additional children and he doesnt want to be impaired for me you know feel like shes you know feeding off of us um i paid uh i bought