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In the video tutorial, the speaker emphasizes the importance of having a conversation with the loan officer to go through the loan application thoroughly. They highlight the significance of double and triple-checking all information to avoid mistakes. The focus is on the process of getting pre-approved, including obtaining a pre-approval letter from a lender. The speaker, Stephanie, who has over 18 years of experience in mortgage financing, offers insights and advice on the topic. While getting pre-approved is not always free, some lenders may not charge an application fee. Stephanie also mentions that she is licensed in certain states, such as Louisiana, Mississippi, Alabama, and Florida.
