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The text discusses a sample letter that can be sent to debt collectors to request more information about a debt they claim is owed. This letter is important for asserting your legal rights to verify the debt within a 30-day period under fair credit debt collection practices. By using this letter, you can ask the debt collector to prove that you owe the debt and are legally bound to pay it. It is a tool to combat harassment from debt collectors and ensure that you have accurate information about the debt in question.
