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[Music] Im so briefly just touching on coupon settlements which weve talked about a little bit throughout the last hour um as I mentioned earlier coupon settlements can take various forms there use the word coupon but its rarely getting a coupon in the mail these days usually youre looking at a discount often a discount code to make a purchase online in kind compensation which could be a free product of some sort thats just sent to you in the mail automatically and its essentially any settlement with some provision for a non-monetary compensation that has some sort of monetary value um so it could be ten percent off your next purchase it could be if like I said a free product or some sort of other discount code um so as I think Kim mentioned briefly these sort of settlements are subject to higher scrutiny under the class action Fairness Act the kapha at least when youre talking about rule 23 actions in federal court I proposed theyre not prohibited but a proposed settlement th