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Patrick is in Ohio hi Patrick welcome to the Dave Ramsey show good afternoon Dave how you doing this afternoon better than I deserve whats up in your world I think they ask you a two-fold question Ive uh Ive worked at 3:43 on companies and they did have 401ks but none of them had a match and the people Ive been in the one Ive been and I was in one for a little bit and I got out of it I didnt think it was doing real real well and some other co-workers said the same thing and they drop theirs and I was just wondering if if its always a good thing to be in a company 401k that maybe doesnt matter you dont feel that the performance is good and my second question is is governments always in our business but what what happens if the government offered some type of of retirement where we were able to put something in tax-free attached the bird and we had a guaranteed 4% I know thats not you know a six to a 12% that maybe after a historical return of you know over years but it alway

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How much is subsidized housing Ontario?

Subsidized housing is housing in which the rent you pay is determined by your income. Subsidized or rent-geared-to-income (RGI) rents are about 30% of your gross monthly household income. For example, if your household earns $1,500 gross per month, then your basic subsidized rent could be about $500.

Who qualifies for subsidized housing?

Requirements for FLISP Earn either a single or joint gross monthly household income of between R3 501 to R22 000. Be a first time home buyer. Be over the age of 18 years. Have financial dependants. Have never benefitted from any Government Housing Subsidy Scheme before.

How to get subsidized housing Ontario?

To apply for subsidized housing, you need to contact a coordinated access centre in your area. These centres give information on the non-profit, co-op and public housing opportunities in your area. There are waiting lists for subsidized housing in most areas so you will probably have to join a waiting list first.

How do I find out where I am on the housing list?

If you want to know your position on the housing list, ask the local authority. Your position may go up or down depending on the circumstances of other people on the list and as your own circumstances change.

How do you qualify for subsidized housing in Ontario?

Anyone may apply for subsidized housing as long as they meet the following criteria: At least one (1) member in your household must be 16 years of age or older and must be able to live independently with or without support services. The application must be signed by all applicants and co-applicants age 16+.

How much does the government pay childcare providers?

1,976 if youre aged 23 or over. 1,909 if youre aged 21 or 22. 1,420 if youre aged 18 to 20. 1,000 if youre under 18 or an apprentice.

Is there subsidized daycare in Ontario?

A Child Care Fee Subsidy helps a family with the cost of licensed child care. There is a waitlist, so apply as soon as possible. You can apply for a fee subsidy as soon as you know you are pregnant or expecting a child through adoption.

How is subsidized rent calculated in Ontario?

In most cases, RGI rent is 30% of a households monthly Adjusted Family Net Income (AFNI). The AFNI is determined annually using each household members Notice of Assessment (annual income tax return). If you receive social assistance, the rent is based on the rent benefit set by the Ontario government.

How to get subsidized housing in Ontario?

To apply for subsidized housing, you need to contact a coordinated access centre in your area. These centres give information on the non-profit, co-op and public housing opportunities in your area. There are waiting lists for subsidized housing in most areas so you will probably have to join a waiting list first.

How will $10 a day daycare work in Ontario?

Reduce child care fees by an average of 25% for children under the age of six, retroactive to April 1, 2022. By the end of December 2022, further reduce child care fees by 50% on average. By September 2025, lower licensed child care fees to an average of $10 per day.

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