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How to choose phone lease

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In this video tutorial, the speaker discusses the option of leasing a cell phone instead of buying it outright. They explore the different options for buying a cell phone, the pros and cons of cell phone leasing, and whether buying a phone outright is cheaper. The speaker shares their thoughts on the topic and aims to help viewers make informed decisions regarding their cell phone purchases.

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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Which carrier is offering free phones right now?

What companies give you free phones? Several carriers offer free phones through the governments Lifeline program. These carriers include Assist Wireless, Assurance Wireless, enTouch Wireless, and True Wireless, among others.

What credit score does ATT require?

While 550 is a fair credit score that you can apply with, it doesnt mean that you will also be accepted. From various users that left reviews on forums, for an ATT plan, youll have to make a deposit first if your credit score is less than 600.

What credit score do you need to lease a phone?

Theres no minimum credit score to get a phone contract. Every network operator scores you differentlyso even if one network wont give you a contract, you might have more luck elsewhere. Having bad credit doesnt stop you from getting a phone contract, but it might make it harder.

Do you need good credit to lease an iPhone?

Youll generally need a credit score of at least 600 to qualify for iPhone financing. This requirement could be different for other carriers, though, and you could be approved if there are other factors that compensate for the lower score.

Does leasing a phone build credit?

Phone bills for service and usage are not usually reported to major credit bureaus, so you wont build credit when paying these month to month. However, through certain credit monitoring services, you can manually add up to 24 months of payment history to your report.

How good does your credit have to be to lease a phone?

There isnt a minimum credit score required to get on a phone plan, but your options do get more limited as your credit score decreases. Those without good credit may need to pay a security deposit to sign up for certain plans.

Is leasing a phone more expensive?

Unsurprisingly, one of the biggest differentiators between leasing and buying a phone is pricing. And while youll find that leasing a phone generally costs you less over the long-term, you have to remember that you wont own the phone at the end of the lease unless you pay a buyout cost.

What is the benefit of leasing a phone?

For example, a new iPhone may cost $1,200 to buy outright. With leasing you save $300 upfront and only pay $37.50/month. After two years you can pay $300 and keep the device or hand it back and buy a new phone. If your phone has any damage (like a cracked screen), you will have to pay a penalty upon return.

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