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whats up you guys its Graham here so a few weeks ago I made a video going over all of the techniques and tricks that you could use to get past that legendary 800 credit score all without costing you any money out of pocket and even though the strategies work really really well especially if you destroy the like button I felt like it would be a good idea to make a follow-up video to that for anyone without a good credit score who wants to know how to turn that around and fix it as soon as possible so that means that if your credit score is under about 680 or so this video is for you because if you dont make an effort to get this handled it will cost you money and no one likes being costed money just think of it this way if you dont have a good credit score and you dont take the time to fix it youre gonna be charged a higher interest rate any time you apply for a credit card an auto loan a mortgage you name it its going to cost you more money or theyre just not gonna give you a