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hey guys its Adrian here the Canadian in a t-shirt and today ill be breaking down what is an RESP how to invest in an RESP and how to maximize this free government money to finance your childrens education ill go over the benefits of the RESP the rules and limits to follow the government matching grants and at the end ill talk about the best strategy to maximize your long-term growth in part two of this series ill talk about how to withdraw from your RESP and what happens if your child decides not to go to school so stay tuned for that the RESP stands for the registered education savings plan and it is one of the most important but underutilized tax sheltered accounts in canada along with the TFSA and RRSP which ive talked about in the past this video is the fifth chapter in my canadian tax guide so ill be assuming that you have a basic understanding of taxable income tax brackets marginal tax rates and ill be comparing the RESP to the TFSA and the RRSP if you need a refreshe