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In this video, Josh discusses how to locate your tax record online transcript. He points out that the IRS Get My Payment tool may not always reflect the most updated information, causing confusion for some viewers. Setting up an online account with the IRS to access your online transcript can provide a more detailed account of your financial status. Despite discrepancies, some individuals have still received their payment based on the information from their transcripts. Josh encourages viewers to join the community for money-saving tips and ways to make money.