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When you file a car accident claim you can be assured that the insurance company and their lawyers are going to check your cell phone records, your text message records, and they do this because if the crash happened at two oclock theyre going to look at your cell phone and your text message records and see if you were talking on the phone or if you were sending a text message at two oclock. And If you were thats just proof for them one more thing that they can use to cast doubt on your case. And the insurance companys main goal is to assign as much blame as possible, to you.