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Viewers are watching the Research Educational Tips channel to learn how to apply for financial aid on Coursera for a free certificate. The tutorial focuses on enrolling in courses for free online through the platform and then applying for financial aid to receive a certificate after completing the course. The process for applying for financial aid for a specific course, such as Principles of Management from John Hopkins University, is demonstrated. The application for financial aid can take up to 15 days to be reviewed.