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day December 21st and this are the five things that you need to know about the financial news today so real quick we need to start with existing home sales existing home sales again this is the largest component of housing it roughly makes up 90 85 to 95 85 to 90 percent of all transactions this is what Ive been calling for all year as the housing crash we just got the latest numbers 20 or 30 minutes ago and here we go so again existing home sales the estimate was for 4.17 if you uh remember the call I think it was on Sunday or Monday I took a while to ask yes of 4.08 million I thought we would come in low but I thought we would stay above the 4 million level sure enough I am wearing the shirt for a reason actually came in at 4.09 4.09 my guess was 4.08 so again sometimes we get them right so we got this one right other things of interest again home sales were down 7.7 month on month theyre down 35.4 year on year again this is what I called for this is the reality of rising rates Su