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passage of the secure act 2.0 specifically the portion moving rmd age from 72 to 75 rmd required minimum distributions Joe what do you think of that gosh Im back to this five times a day okay my short answer has no impact on my retirement plan folks if anything it could uh promote procrastination in dealing with your tax burden I have a tax plan I use new retirements a software package that projects my my taxes in the future link below check it out free two-week trial and Im Im implementing a tax plan you know over the next several years that is going to dramatically uh reduce uh my my tax load if you do nothing and say hey this is something thats not going to happen until Im 75 your your rmds are going to be worse if your mortality in their calculations is 85 and now youre making your rmd calculation off 75 to 85 thats going to be a bigger number than if you had three more years so it makes the problem worse for procrastinators for planners it really doesnt do anything so tha