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As a business owner, it is important to have a financial goal in mind. This tutorial provides step-by-step instructions on how to calculate the number of clients needed to reach your goal, using an example of $100k per year. The speaker suggests subscribing to their channel for more detailed explanations. According to the calculations, about 15 to 20 clients are needed, depending on their size and monthly charges. A spreadsheet is used to demonstrate the process, and a downloadable link is provided for personal use. The first step is to enter the income goal at the top of the spreadsheet, dividing the annual goal by 12.