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Tara, a 50-year-old mother of two teenage sons, is calling into the Dave Ramsey show for advice. She is about to close on the marital home, receiving $1.2 million. She is currently renting and is unsure of what to do with the money. Ramsey advises her to create a plan and determine if she wants to buy a new house or invest the money. Tara's annual income is $120,000, and Ramsey suggests she consult with a financial advisor before making any decisions.