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okay here we go guys hey its stephanie adams with sos solutions so if you are in the process or just getting started um in your credit repair process most of the time people are just looking for a magic letter something that works and gets them started um in their process and and most people dont really know exactly what the anatomy of the letter is like what am i supposed to be saying what am i not supposed to be saying what do i point out where do i not point out the truth of the matter is um its kind of up to you how you create your letter with an understanding that almost every letter that comes into the bureaus is coded so its coded with an e-oscar code that then gets translated and sent to a creditor okay so thats kind of how it works um so theres some things that you kind of want to point out in your letter so that it can it can maybe grab a couple of different codes but you really cant get your letter writing wrong im going to give you two examples today of the very fi