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At the beginning of the new financial year, contribution limits for retirement products are reset to zero. Taxpayers can allocate a fresh 36,000 rand between March 1, 2022, and February 28, 2023. The question arises - is it better to invest the lump sum of 36,000 rand at the start of March or follow the phased approach of rand cost averaging, investing 3,000 per month over 12 months? The video aims to answer which strategy will give the best possible returns over the long run. Those interested in this topic should watch the video for surprising insights, especially for long-term investing.