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In this video, Ben, a former CEO of a debt settlement company, shares insights on settling debt. He emphasizes the importance of correctly settling debts to avoid losing thousands of dollars. The video aims to provide viewers with tools and knowledge on how to settle debts effectively. Topics covered include settling debt on your own vs. hiring a company, structured vs. lump sum settlements, and key considerations for successful debt settlement. Welcome to Ascend Finances YouTube channel, where complex topics like debt settlement are explained in simple terms.