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Before submitting your charter application for a bank, certain details need to be determined. You must choose a unique name that avoids confusion, decide on including "bank" in the name, and verify its availability. It's essential to become incorporated before filing the application. Meeting with the state's Department of Finance and banking prior to filing ensures all necessary information is gathered. Delays often result from incomplete background or financial information. Once all details are finalized, fill out the Charter application and submit it with additional required documentation.