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hey guys in this video im going to show you how to increase your credit score guaranteed eight years ago i realized just how important it was to have good credit so i made it my mission to learn everything about credit scores and how the average person can get to that coveted 800 score in the quickest and easiest way possible so make sure to watch until the end as youll have a complete game plan on what you need to do starting right now okay so before you even do anything else you should have a clear-cut understanding of what a fico score is and also the variables that influence it so a fico score is another way of saying a credit score and these are the things that go into that metric 35 percent payment history 30 amount of debt aka credit utilization 15 length of credit history 10 new credit and 10 credit mix most if not all of these are pretty self-explanatory payment history deals with how well you pay off your credit the amount of debt deals with how much you owe the length of