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This video tutorial teaches how to increase your credit score guaranteed by understanding the FICO score and its influencing variables: 35% payment history, 30% credit utilization, 15% credit history length, 10% new credit, and 10% credit mix. It emphasizes the importance of maintaining a good credit score for financial stability and provides a game plan to achieve a coveted 800 score efficiently. Understanding these key factors is essential for improving your credit score effectively.