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foreign form of building warranty that is taken out on a new build property quite often as a 10-year period which would guard against any defects in the original construction of the property the Housing Association will take out the policy as part of the development so its put in place when the development is actually done as a leaseholder if there are any issues with the property in terms of the build that you think can be claimed off of the nhbc or warranty you would need to approach the Housing Association to raise that because itll be the housing associations responsibility to raise it with the warranty provider and make a claim under that insurance the Housing Association will retain the Freehold ownership if its a house or a flat so they will keep the nhbc cover but if somebody staircased and bought the Freehold interest in their property then the nhbc can transfer to the shared owner who would then become the Freeholder and they can benefit remainder of any 10-year period t