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To obtain a lien release for a vehicle title, you need to first identify the name of the lender or lien holder listed on the title. The DMV only cares about the name on the title, regardless of who paid the loan or if it has been sold. If you are the owner, go to the DMV to inquire. If not, you may need to determine the lender's name. Even if the loan is paid in full, the bank may not have notified the necessary parties.