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The other side has sent a formal settlement agreement outlining terms related to dispute substance and money negotiated during previous discussions. The agreement may not include apologies or admissions of guilt, as it is a common practice in legal settlements. It is essential to focus on the terms agreed upon and not take the absence of apologies personally. Settlements are about compromise and practical reasons such as time, cost, and risks of litigation can influence the decision to settle. Negotiating for an apology is possible, but it may not always be included in the agreement.