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you dont get a pass on math just because of where you live they dont you know we dont look that the math doesnt look down at your zip code and go oh its perfectly okay for you to have a house payment thats 70 of your of your income and youre not going to go bankrupt of course youre going to go bankrupt youre going to mess yourself up youre gonna its gonna take a decade to recover from this peer pressure induced purchase that it the math says no to and so you just have to have the wisdom and the maturity to walk within the math within your guidelines and uh within your constraints the constraints youve chosen into your life and that that you your faith has led you to we actually did it kosher money interview Dave Ramsey at his impressive headquarters in Franklin Tennessee and we asked Americas most famous personal finance expert questions frankly hes never been asked before what do we mean by that lets take a step back Dave has been helping people pay off debt Achieve Fi