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The text discusses the Experian and Equifax lawsuit from 2017, where over 148 million people had their information leaked. Both companies were sued and agreed to a $525 million settlement for those affected. Not everyone qualifies for a payment, and to claim the Experian settlement, a notice ID is required. For the Equifax settlement, proof of lost wages due to identity theft, such as expenses for filing a police report or hiring a lawyer, must be provided.