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North American Title, your closing and title professionals presents Understanding Title Insurance Your home For most of us, a home is the single largest financial investment we ever make. More importantly, its where we raise our families, share time with friends, live our lives. So when we buy a home, we buy homeowners insurance to protect it against fire, hail, and theft. We buy flood insurance to protect it from rising water. And we also can buy title insurance to protect our home ownership. How can your home ownership be threatened? Through the years as a property is bought and sold, events such as refinancing; tax liens; or the marriage, divorce or death of an owner can affect a homes title. A lender, an heir, a former spouse, county or federal tax authorities, or a contractor may have claims against the property. Thats the case even if youre buying a brand new home. When a buyer and seller agree on a home purchase your title company does a title search to see
