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THERE YOU HAVE IT, THE CLOSING BELL AT THE STOCK EXCHANGE POPPING OFF ANOTHER DAY OF TRADING ON WALL STREET. THE DOW IS UP ABOUT 100 POINTS FOR THE SP AND NASDAQ BOTH STAYED RELATIVELY FLAT FOR THE DAY. WE ARE HERE WITH MARY, THE FOUNDER OF THREADNEEDLE VENTURES. WELCOME, THANK YOU FOR JOINING US. LETS DISCUSS WHATS BEEN DRIVING THE MARKETS TODAY. GOOD OLD FASHION ALMOST SANTA CLAUS RALLY. IT HAS BEEN SUCH A ROUGH RIDE OVER THE LAST FOUR OR FIVE DAYS. BASED ON FUNDAMENTALS I THINK TODAYS UPTICK WAS NOT BASED ON FUNDAMENTALS IN THE FESTIVE SPIRIT BUT I DONT THINK IT CHANGED THE OVERALL NEGATIVE STORY. I WANT TO SWITCH GEARS FOR A LITTLE BIT. WELLS FARGO AGREED TO PAY $3.7 BILLION TO SETTLE CLAIMS THAT A CHARGED CUSTOMERS ILLEGAL OR IMPROPER FEES FOR THE PAID $1 BILLION TO SETTLE A SIMILAR ACCUSATION. I THINK IT WAS IN 2018. ITS BEEN A FEW YEARS. WE SEE THE PATTERN REPEAT ITSELF. HOW CAN WELLS FARGO BEGIN TO REGAIN CUSTOMERS TRUST.