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In Florida, insurance companies are governed by various provisions in the Florida Statutes and the Florida Department of Financial Services. If you have issues with your insurance company, such as bad faith or policy violations, you can file a complaint with the Department of Financial Services called a Notice of Civil Remedy. The insurance company is given the opportunity to rectify the issues outlined in the complaint. The Department of Financial Services oversees and regulates this process to ensure consumer protection in the insurance industry.