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everyone tom parks for annex wealth managements whats that what is forbearance merriam-webster defines forbearance as quote a refraining from the enforcement of something such as a debt right or obligation that is due unquote people with student loans may be familiar with forbearance because it is a strategy that is often used when graduates find themselves without sufficient income to pay back their college debt forbearance has gained more popularity recently through mortgage payments as a result of the economic follow-up of the Kovach crisis while forbearance may sound appealing because of the near-term relief that it can provide for stressed finances the merriam-webster definition leaves out a very important aspect of mortgage and college debt forbearance which is that the relief is only temporary forbearance does not relieve the borrower from their obligation to pay back their loan or the interest associated with the loan that would have otherwise been paid during the time of th