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hi there good morning hope youre having a great start to this Thursday morning Im Connie Foucault with foot title group where we know how overwhelming the home buying process is and we make sure that it is simple you understand everything thats going on we keep you in the loop every step of the way and most importantly where you protect you and your home when you walk away from that closing table with the keys to your new home so today I wanted to talk just a few minutes about licensing the people that do what we do so you may or may not know this but we are required to have licenses to be what the state calls a title insurance producer or in your case a home closer so somebody who is closing on a home or who is doing the actual closing for you coordinated in all of that so that person must be licensed in the state that theyre doing that closing for you and theres a couple of reasons for that obviously you want to make sure that that person has up-to-date knowledge and that is wh