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Tonight's tutorial will walk you through the simplest way to dispute with credit bureaus, breaking down each step. The first step is to pull your credit reports using identity IQ or smart credit. Next, locate all derogatory accounts you want to dispute. This process applies to any negative item like collections, charge offs, or repos that are harming your credit score. The tutorial will explain the order of importance for disputing these accounts, ranking them from most harmful to least on your credit report.
