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your health insurance is probably one of the most important decisions you make on a yearly basis unfortunately its probably also one of the most confusing so today lets talk about how to pick the best health insurance plan for you on healthcare.gov [Music] welcome back my name is sarah and welcome to health brokers channel so like i said were going to be talking today about how to pick the best plan but first i gotta say the easiest way to pick the best plan is to use a broker and yes i know at ihealthbrokers we are health insurance brokers but really and truly it is the easiest and best way to ensure that youre getting the right plans for your budget and for your needs a lot of people are under the false impression that if they contact the insurance company directly which is the carrier or go through healthcare.gov that theyre somehow going to get a discount on their health insurance and thats not at all true if youre looking at a specific plan no matter which route you go to