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The neighborhood where an average American is born and raised predicts their wealth and social mobility; poor black individuals in the hood face difficulties in social mobility. Segregated neighborhoods in the early 20th century led to the concentration of black communities in urban centers. These communities lacked reparations from slavery and residents did not inherit money. In the late 60s and 70s, black enclaves in cities like Detroit and Cleveland formed, impacting employment, credit scores, and housing opportunities.
