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The environment in which the average American is born and raised plays a significant role in determining their level of wealth and social mobility. For poor black individuals living in segregated neighborhoods, social mobility becomes nearly impossible due to factors such as employment opportunities, credit scores, and housing conditions. Segregation in the early 20th century led to the concentration of black communities in urban areas, where residents did not inherit wealth from ancestors who benefited from slavery. In cities like Detroit and Cleveland, black enclaves emerged in the late 60s and 70s, further perpetuating the cycle of limited social mobility.
