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[Music] where the average American is born and raised is an important predictor of what level of wealth and social mobility theyll attain in their lifetime for the average poor black person in the hood environment makes social mobility nearly impossible Ill explain how by exploring three categories employment credit scores and housing but before all that heres some brief background information as everyone knows many neighborhoods were kept segregated throughout the early 20th century using a number of legal and cultural methods the obvious results were both the great migration in the concentration of black communities in urban centers from LA to Chicago to New York black communities popped up and grew in number these communities were not built with reparations from slavery and most residents had not inherited money from ancestors who benefited from slavery lets fast-forward so in the late 60s and 70s across the country youve got black enclaves in cities like Detroit Cleveland You
