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The neighborhood where an average American is born and raised plays a crucial role in determining their wealth and social mobility. For poor black individuals living in disadvantaged areas, social mobility is almost impossible due to factors like employment, credit scores, and housing. Segregation in the early 20th century led to the concentration of black communities in urban centers without reparations from slavery. This has perpetuated the cycle of poverty and limited opportunities for social advancement. Fast-forward to the late 60s and 70s, black enclaves in cities like Detroit and Cleveland faced significant challenges in overcoming systemic barriers to economic progress.