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The neighborhood where an average American is born and raised can predict their wealth and social mobility. For poor black individuals in the hood, social mobility is nearly impossible. Segregation in the early 20th century led to the concentration of black communities in urban centers like LA, Chicago, and New York. These communities were not built with reparations from slavery, making it difficult for residents to inherit money. In the late 60s and 70s, black enclaves in cities like Detroit and Cleveland faced challenges in employment, credit scores, and housing, hindering their ability to climb the social ladder.
