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Kevin explains in the video why he always buys his mobile phones outright rather than on a monthly contract. He recalls buying his first Nokia phone in 2000 on a yearly contract, but over time, contracts have extended to 18 or 24 months. In the UK, most phones are now on two-year contracts, making it harder to find shorter options. Kevin believes buying outright is better, as it allows him more control and flexibility over his phone choices.