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dear calm Bank hands aired and Westpac this is really difficult letter for me to write I think we all know this has been coming for a long time now my friends have all been telling me I could do a lot better for myself that they dont like how I act when Im around you deep down though I really feel that weve just grown apart and decided that I need to break up with you honestly it isnt you its me Ive changed Ive moved on maybe I should have left you months ago I dont really want to get into the messy details but then you do deserve an explanation its not just one thing that got me to this place remember when you tried to convince anyone whod listen your customers had a great standard variable rate on home loans but actually it was me who offered my customers the lowest of the major banks for the last 18 months me not you me that really hurt there was also that time when I abolished all those annoying fees Im sure your customers hoped you would to my customers saved around tw