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In this video, Wade Vandermolen, Director of Sales and Marketing for Steward Title in Northern Virginia and Washington DC, discusses the differences between a settlement agent and a title company. There are four major title insurance underwriters in the country, and many settlement agents get their title insurance from one of these companies. However, Steward Title directly provides title insurance without the need to go through underwriters for clearing title issues. This sets them apart from their competitors in the local area.