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How to attach title deed

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In this video tutorial, Adam, a lawyer, explains how to add somebody to the deed for your home and mortgage. First, you need to add them to the deed before adding them to the mortgage. This requires filing a quitclaim deed to modify the deed. Most mortgages won't allow adding another name without it being on the deed. This process is important for couples who want to share ownership of their home.

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Do you need a solicitor to transfer title deeds?

Transferring equity, regardless of whether money changes hands, requires a solicitor to make the appropriate changes to the paperwork, and to change the name on the deeds to your property.

Are title deeds the same as Land Registry?

Land registry title deeds are a legal document that proves an individuals ownership of a property. The title register lists the owners name and address, as well as any restrictions or charges on the property, while the title plan shows the boundaries of the property.

Do you hold the title deeds to your property?

The title deeds to a property with a mortgage are usually kept by the mortgage lender. They will only be given to you once the mortgage has been paid in full. But, you can request copies of the deeds at any time.

Will my solicitor have my title deeds?

Who holds the title deeds? Usually, the original copy of the title deeds is held by the solicitor you used at the time of purchase. However, if a mortgage was required when purchasing a property, then it is possible that your mortgage provider will also hold a copy.

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