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When trading with cash in a brokerage account, it may not be immediately clear when you will have full access to the cash after selling a stock. The balance in your Cash available for withdrawal may not be updated the next day after a stock sale due to settlement dates. Equity trades take two trading days to settle, meaning if you sell a stock on Monday, you won't receive the cash until Wednesday. Understanding the two-day lag time between transaction and settlement can help distinguish between settled and unsettled trades.