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Kevin discusses his preference for buying mobile phones outright rather than on a monthly contract. He recalls how contracts used to be yearly but have now extended to 24 months. He notes that most phones now come with a two-year contract in the UK, making it difficult to find shorter options. This change may be due to the increasing cost of phones. Kevin has always preferred to pay for his phones upfront and recalls his last contract purchase being a Nokia phone in 2000.