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foreign [Music] welcome to Jazz after dark here tonight how you doing hope all is good got something drinky ready to learn something with me enjoy the Breckenridge bourbon again this time in a circular glass that has this weird like finger holdy thing there I wonder what that could be for you guys realize I know exactly what that does right Im not a dummy gosh cant take a a joke a little sarcasm out there anyways were going to talk about a little bit of portfolio construction tonight and really focus around dividends and Im going to base this on a class that I did for clients once I get my foot out of there um because its kind of relevant again and were financial advisors here at jazz wealth and we build our own portfolios so Im going to share some of the stuff that I would take into consideration as well when doing this whats becoming more popular is um dividend funds so theyre paying a lot of dividends right and you got to be careful with dividend funds because you could ea