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thats what we do we try to sort out all the bad stuff and figure out what the good is for you now doo-doo-doo-doo how does the insurance company decide how much would make its initial offer great they look at your case purely my opinion Im gonna go back here this is for the young lady in Golden Gate they look at your case they say man this lady was really injured Oh for her half thats not the way they evaluate cases thats just my opinion if youve got $100,000 injury expect a $20,000 offer why because theyre trying to save money hopefully youll accept it and theyll sigh and sign off on it saying oh yeah we got rid of this one relatively cheap youd ever want to settle your personal injury case for less than full value and thats it you have to go to the insurance company with a demand package with a reason to pay you full value on your claim otherwise whats their incentive to pay you if you cant properly document your injuries if you cant properly document your damages why s