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[Music] we are here at kansas public schools in kansas oklahoma for college info night so fafsa stands for free application for federal student aid so any student who is potentially going to college can apply for this this application opened october 1st and this can determine how much pell grant and or loans that are offered for the college school year the fafsa is based off of their parents income parent or guardians income from the 2020 taxes it has a calculation that it does after youve your parent has put in their information and it will then tell you at the end how much you could qualify for so pell grant is good so we like pell grant students do not have to pay that back there are different types of loans so there are subsidized loans and theres unsubsidized loans subsidized loans are good because its a low interest rate and the u.s department of education generally pays that interest rate while your student is in college and so whereas in your unsubsidized loan is going to