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Mike from Morgan Inspection Services is conducting a home inspection on a house that is 30-35 years old. He points out a crack at the top of the house that is about a quarter inch wide and explains that settling is common in houses due to the weight of the structure on the soil. Clay soil, which is prevalent in the area, expands when wet and can exert pressure on the foundation, leading to cracking. As the soil dries out, the foundation may sag, resulting in further cracks.