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If you've recently married and own real estate, you might want to add your new spouse to the deed so you both own it jointly. To do so, fill out, sign, and record a new deed at the county recorder's office. However, this can have serious financial consequences if not prepared for. Consult a real estate attorney to ensure this action aligns with your goals. Check your mortgage for a do on sale clause, giving the lender the right to demand full payment if you transfer ownership. This clause exists because the property is the bank's security in case of non-payment.