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the screen okay should i add my childs name as an owner uh to my uh property or the deed to my home um the and my my response uh quite frankly is that you know many people mistakenly believe that they can avoid creating an estate plan by just putting their child on the deed um and i want to give you some reasons why you may want to rethink that um the first of which uh involve title issues you know adding a ch adding a childs name to a deed uh gives them an ownership interest in your home or in that property and as a result you cant sell a home or refinance uh the mortgage without your childs permission so technically you know speaking your child could even sell his or her share of the property without your consent the other problem the second problem are creditor issues if your child is on the uh on the deed to your home then their share of the home their interest in your home may be subject to creditors claims now this includes claims from like credit card companies lending comp